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XRP

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@ivangdavila

npx machina-cli add skill @ivangdavila/xrp --openclaw
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SKILL.md
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Destination Tags (Critical)

  • Exchanges require destination tags to credit deposits — sending without tag means lost funds or lengthy recovery
  • Destination tag is a number (not text) attached to a transaction — identifies which user's account to credit
  • Always verify tag before sending to exchange — wrong tag sends funds to wrong user
  • Self-custody wallets don't need destination tags — only exchanges and shared wallets use them
  • If tag is forgotten, contact exchange support immediately — recovery is possible but slow

Account Reserve

  • XRP accounts require 10 XRP base reserve to exist — this is locked and not spendable
  • Each "object" (trust lines, offers, escrows) adds 2 XRP owner reserve — more features = more locked XRP
  • Cannot send entire balance — must leave reserve amount or transaction fails
  • Reserve amounts can change via network amendments — currently 10 + 2 per object
  • Deleting account recovers most reserve minus 2 XRP fee — requires no objects and destination tag

Transaction Characteristics

  • XRP transactions settle in 3-5 seconds — much faster than Bitcoin/Ethereum
  • Transaction cost is ~0.00001 XRP (fractions of a cent) — burned, not paid to validators
  • No mempool or pending state — transactions either succeed immediately or fail
  • Sequence number per account like Ethereum nonce — transactions must be sequential

Trust Lines and Tokens

  • XRPL tokens require trust lines — you must explicitly trust an issuer before receiving their tokens
  • Trust line costs 2 XRP reserve until removed — don't create unnecessary trust lines
  • Trustline rippling can cause unexpected balance changes — disable rippling for issued currencies
  • Anyone can issue tokens — verify issuer identity before trusting, many scams exist

Wallet Types

  • Secret key formats: family seed (s...), hex, or mnemonic — each wallet may use different format
  • Xumm is most popular mobile wallet — supports all XRPL features
  • Hardware wallets support XRP — Ledger with full feature support
  • XRPL has native DEX — no smart contracts needed for trading

Common Transaction Failures

  • "tecUNFUNDED" — insufficient balance after accounting for reserve
  • "tecNO_DST_TAG" — exchange address requires destination tag
  • "tecPATH_DRY" — payment path has no liquidity (for cross-currency payments)
  • "tefPAST_SEQ" — sequence number already used, transaction is a duplicate
  • "terQUEUED" — transaction queued due to account limit, will process shortly

Exchanges and Withdrawals

  • Many exchanges freeze XRP withdrawals during network upgrades — check status before panicking
  • Exchange minimum withdrawal often 20-25 XRP due to reserve requirements
  • Some exchanges don't support XRPL tokens — only native XRP
  • Verify exchange wallet is not in "maintenance" before large sends

Security

  • Never share secret key or family seed — full access to all account funds
  • Regular key allows delegation without exposing master key — good for trading with limited risk
  • Escrow feature for trustless time-locked payments — built into protocol
  • Multi-signing available — require multiple keys to authorize transactions

DEX Trading

  • XRPL has native decentralized exchange — trade any issued tokens
  • Order book model, not AMM — limit orders, not swaps
  • Offers can be partially filled — check order status after placing
  • Payment paths can auto-convert currencies — send USD, recipient receives EUR

Scam Recognition

  • "XRP airdrop" requiring seed phrase is always a scam
  • Fake giveaways on social media impersonating Ripple executives
  • "Double your XRP" promotions are theft
  • Verify any official announcements on ripple.com or XRPL Foundation

Source

git clone https://clawhub.ai/ivangdavila/xrpView on GitHub

Overview

This skill guides XRP transactions with emphasis on destination tags, reserves, and XRPL features. It helps avoid lost funds by tagging deposits correctly, manages base and per-object reserves, and explains XRPL mechanics like sequence numbers, fees, and the native DEX.

How This Skill Works

It analyzes transaction context such as destination tag requirements, reserve status, and trust lines, and then provides actionable steps and warnings. It also explains XRPL specifics like sequential sequence numbering, burn-based fees, network behavior without a mempool, and security features like multi-signing and escrow.

When to Use It

  • You are sending XRP to an exchange that requires a destination tag and you need to verify the tag before sending.
  • You want to estimate or confirm your account reserve (base reserve plus per-object reserves) before initiating a transfer.
  • You encounter common transaction failures (e.g., tecUNFUNDED, tecNO_DST_TAG, tecPATH_DRY) and want troubleshooting guidance.
  • You plan to receive or issue XRPL tokens and must understand trust lines, reserves, and rippling behavior.
  • You are using XRPL wallets or the native DEX and need to review security options (keys, multi-signing) and trading basics.

Quick Start

  1. Step 1: Confirm whether the recipient requires a destination tag (exchanges/shared wallets) and collect the correct tag.
  2. Step 2: Check your XRP reserve: base 10 XRP plus 2 XRP per object; ensure enough balance remains after the transfer.
  3. Step 3: If a transfer fails, note the error (e.g., tecUNFUNDED, tefPAST_SEQ) and adjust tag, balance, or path accordingly.

Best Practices

  • Always verify the destination tag before sending to exchanges or shared wallets.
  • Plan for reserves: keep 10 XRP base reserve and 2 XRP per object; don’t drain your account.
  • For issued currencies, explicitly set up trust lines and consider disabling rippling to avoid unexpected balance changes.
  • Never share secret keys or family seeds; use appropriate security measures like regular keys or multi-signing.
  • Check exchange status and withdrawal rules (maintenance windows, minimums) before large transfers.

Example Use Cases

  • Sending XRP to an exchange requires a destination tag; verify and include it to avoid funds being lost or delayed.
  • Before sending, confirm you have enough XRP to cover the 10 XRP base reserve plus any per-object reserves.
  • If you see tecNO_DST_TAG or tecUNFUNDED errors, review the tag accuracy and your balance with reserve considerations.
  • To receive a token on XRPL, set up a trust line with the issuer and understand that trust line costs reserve until removed.
  • Using the XRPL native DEX, you can trade issued tokens with a path that may auto-convert currencies, without smart contracts.

Frequently Asked Questions

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